Mechanics Truck Financing
Mechanics bodies, compressors, cranes and field-service builds.
Built for service trucks
Put the truck to work. Keep cash in the business.
From mechanics trucks and crane bodies to lube trucks and complete service-truck upfits, turn the purchase into a clear monthly payment path.
✓ 12–72 month terms
✓ New + used service trucks
✓ Truck + eligible upfit
✓ Dealer programs available
Powered by SLS Financial
Commercial purchase programs built around equipment, vehicles and the way businesses actually buy them.
$15K–$5MTypical commercial purchase range
12–72 monthsAvailable structures vary by
transaction
New + usedDealer and qualifying seller purchases
NationwideCommercial programs across the U.S.
Shop service trucks
Find the truck. Then find the monthly path.
Search service-truck inventory on Commercial Truck Trader without leaving the buying process behind.
Inventory search opens on Commercial Truck Trader.
What we finance
Built around the purchase—not a generic loan box.
Start with the exact truck, trailer or package you need. We structure a monthly payment path around the commercial transaction.
Crane Truck Financing
Service cranes and truck-mounted lifting packages.
Lube Truck Financing
Fuel, oil and preventive-maintenance service trucks.
Utility Service Truck Financing
Utility bodies, field-service trucks and vocational builds.
Service Body Financing
Service bodies, compartments, racks and work-truck bodies.
Work Truck Upfit Financing
Complete truck and eligible upfit packages.
Used Service Truck Financing
Pre-owned service and mechanics trucks from qualified sellers.
Service Truck Dealer Programs
Give customers a monthly payment option at the point of purchase.
How it works
From quote to funded purchase.
1
Send the purchase
Share the seller, description and total purchase price.
2
Review payment options
We structure available terms around the business and transaction.
3
Move to documents
Once approved, we coordinate documents, seller details and funding.
Why us
A commercial purchase path built for equipment people.
Real transactions are rarely one-size-fits-all. We focus on the asset, seller, business and what it takes to get the purchase across the line.
✓
Monthly payment first
Turn a large purchase price into a practical monthly operating decision.
✓
Industry-specific review
We understand commercial equipment, vocational assets and dealer transactions.
✓
Seller flexibility
Dealer, manufacturer and qualifying used/private-party transactions can be considered.
✓
Human help when needed
Automation keeps things moving; experienced people handle the exceptions.
Dealer + manufacturer programs
For service-truck dealers + manufacturers
Add a monthly payment path to the sales process without turning your team into a finance department. We can support buyers from quote through documents and funding.
Quote with a payment
Give the customer another way to say yes without discounting the asset.
Keep your team front and center
Your dealership owns the customer relationship. We support the payment process behind it.
For service-truck dealers
Early stage. Not startup.
A young business can still be a real business. If your customer already has revenue, customers, operating activity and a truck that can create more capacity, we want to understand the whole story—not just the formation date.
01See the traction
Revenue, banking activity, customers and operating history can change the picture.
02Understand the truck
We look at how the service truck helps create capacity, fulfill demand or generate revenue.
03Tell the whole story
Credit matters, but so do ownership, cash flow, momentum and the reason behind the purchase.
FAQ
Questions before you start?
Here are the common ones.
What kinds of service trucks can you support?
Programs can support many commercial service-truck purchases, including mechanics trucks, crane trucks, lube trucks, utility service trucks, service bodies and complete vocational upfits.
Can the truck and body be included together?
Eligible chassis, body, crane, compressor and related upfit costs may be considered as part of one commercial transaction, subject to program requirements.
Do you finance used service trucks?
Used commercial service trucks may be eligible depending on age, condition, seller and transaction structure.
Can a dealer offer this to its customers?
Yes. We work with service-truck dealers and manufacturers that want to provide business customers a monthly payment path at the point of purchase.
What terms are available?
Available structures can include 12 to 72 month terms depending on the truck, transaction and credit profile.
Do you work nationwide?
Programs are available for qualifying commercial transactions across the United States, subject to applicable requirements.
Ready to put the purchase to work?
Start with the asset and the purchase price.